Strategic Options for Urban Infrastructure Management - William F. Fox - Paperback

Provides valuable lessons for making rural financial systems strong and self-sustaining. This paper synthesizes successful rural finance operations within the region and elsewhere. It highlights practical ways to mobilize savings, manage loan portfolios better, and reduce transaction costs to make savings and credit schemes viable and competitive. The author points out ways of designing sustainable credit programs and maintaining positive real interest rates on loans and deposits. The report documents the success of informal financial institutions in Sub-Saharan Africa, such as moneylenders, financial cooperatives, and savings and credit associations. It explains how these organizations can collaborate with formal institutions to serve more people and bolster rural financial markets.Fox, William F. is the author of 'Strategic Options for Urban Infrastructure Management - William F. Fox - Paperback' with ISBN 9780821328262 and ISBN 0821328263.