Witnesses: Ernie Fletcher, Member, U.S. House of Representatives; Elaine Smith, Pres., E. Smith & Associates; Raymond Arth, Pres., Phoenix Products, Inc.; Robert Hughes, Pres., Nat. Assoc. for the Self-Employed; Rick Curtis, Pres., Institute for Health Policy Solutions; Janet Trautwein, Nat. Assoc. of Health Underwriters; & Mary Nell Lehnhard, Sr. V.P. for Policy, Blue Cross/Blue Shield. Additional Information: statement of Associated Builders & Contractors; Small Business Committee Press Release dated Feb. 6, 2002; & Letter to Chairman Manzullo from Dan Danner, Nat. Fed. of Independent Business.Manzullo, Donald A. is the author of 'Small Business Access to Health Care (2002)', published 2003 under ISBN 9780756734213 and ISBN 0756734215.