Personal Financial Management

Do you want to learn how to control your own financial destiny? The ability to manage your money has a great deal to do with your capacity to achieve your goals in life, such as the security of your own home, an enjoyable lifestyle, a good education for your children, and a comfortable retirement.Personal Financial Management is for people who want a practical explanation about how to manage their personal finances. This essential guide describes skills and techniques that are easy to understand and simple to use. In it you will find all the information you need to be your own financial manager, including:* the initial steps in developing a personal financial plan* borrowing procedures and all you need to know about consumer credit, car loans and home loans* insurance principles, including property and liability insurance, life insurance, disability insurance and health insurance* investment fundamentals, and how to invest in the stockmarket and property* the basic operation of the income tax system and a step-by-step approach to tax planning* retirement planning and the superannuation system, including what to look for in a superannuation plan and important issues to bear in mind when you enter retirement.Not only will this comprehensive book be invaluable to all those planning to preserve and their investments, but to a whole range of students starting out on investment and finance studies.John English, Barry Hicks, Sue Hrasky and Catherine Rundle are part of the School of Accounting and Finance at the University of Tasmania in Hobart. John English's bestselling books include Australian Stockmarket Investor and How to Organise and Operate a Small Business in Australia.Barry Hicks is the author of 'Personal Financial Management', published 2000 under ISBN 9781865080642 and ISBN 1865080640.