Pension Strategy for Canadians

Studies show that 90% of institutional investors, such as pension funds, reach their investment goals. Only 11% of individual investors achieve theirs. Over the past twenty years we have witnessed both the greatest bull market of all time, and one of the most devastating crashes in history. During this period, pension funds posted returns of more than double those realized by individual investors. At the same time the institutional pensions were exposed to less than half of the risk and volatility individual investors were forced to endure. The Pension Strategy for Canadians teaches, through the use of a simple disciplined process, how individual investors can experience the same type of success as their institutional counterparts. The Pension Strategy is built upon the work of Nobel Prize winners William F. Sharpe and Harry M. Markowitz. It details in simple language how average investors can harness the techniques used by large pension plans, such as: modern portfolio theory, dynamic asset allocation and diversification. The Pension Strategy will show investors how to achieve the same kind of performance and safety in their own retirement accounts, as the large pension plans provide for their clients.Springett, Andrew is the author of 'Pension Strategy for Canadians', published 2006 under ISBN 9781894663731 and ISBN 189466373X.