A HAZUS User Group (HUG) is a cooperative venture or partnership among the public, private, & academic organizations. HAZUS or Hazards U.S. is a standardized, nationally, applicable, loss estimation methodology that uses PC-based geographic information system (GIS) software. HAZUS is a multi-hazard, risk-based management tool that currently supports earthquake loss analysis & is being expanded to address flood & hurricane hazards as well. This document provides you with information about how to create & maintain a HUG, or multi-hazard HUGs, & shares lessons learned from successful HUGs across the country. A HUG allocates resources, risks, & rewards to the public & private sectors according to their strengths & expertise.Leonard, Barry is the author of 'How to Create a Hazus User Group Hazus User Groups Help Create Disaster Resistant Communities' with ISBN 9780756730888 and ISBN 0756730880.